made a smart decision. You can get a car that’s almost as good as a brand-new one, without suffering the depreciation that wallops new car buyers as soon as they drive the car off the lot. Used cars — even those that are only one year old — are 20 to 30 percent cheaper than new cars. But there are other good reasons to buy a used car: Buying a used car means you can afford a model with more luxury/performance. You’ll save money on insurance. The glut of cars coming off lease makes …

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